- Refinancing
- Yes it is possible to reduce the cost of car loans

Do you want a better interest rate or do you want to change the term of the loan?
Yes, it is possible to move the car loan to a new bank with better interest rates or a changed term. Most banks that offer car loans do not want to offer refinancing of car loans, as they also risk losing this loan to another bank. We are happy to help you find the bank that makes it possible to refinance your car loan by moving the mortgage.
Contact us for an offer on refinancing a car loan
Do you have a bad agreement in terms of interest rates or do you want to change the term? Then we can quickly help you calculate how much you can save on moving the loan. We work with several banks and credit institutions, so we have a lot of knowledge about the solutions and products that exist. We are happy to review your financial situation with you, and find an optimal solution.

Why refinance car loans?
When a bank is to calculate your loan ability to buy a home, it is your total income and expenses that count. If you have lower costs on the car loan, this could constitute a higher loan for the purchase of a home.
Most people do not care which bank is the lender for a car loan, it is in any case only a direct debit that is deducted from the account every month. The important thing is that you do not pay more than necessary. We check what you can save in a few minutes.

Eksempel:
If you currently have 150,000 in car loans with a nom. interest rate of 5.5% and maturity of 7 years, you will save approx. 9,700 by reducing the interest rate to 3.85%.
What you save on a refinance can also be converted into a shorter term on the loan. So you pay the same monthly amount, but get out of debt sooner.
Loan example:
• Move/refinance car loan from 3.50% nom
Price example: Nominal interest rate from 3.50%, effective interest rate 4.93%, NOK 150,000 over 5 years, cost NOK 19,250, a total of NOK 169,250
Would you like to talk to a financial advisor? Then you can call us, chat or visit one of our offices.