Eiendomsfinans is applying for loans, comparing terms and insurance on behalf of the customer. For us, it is very important that both customer and bank are satisfied with each other, which results in good solutions for both parties. Our services are free for you as a customer!
Said Salimi and Lavrans Solli, Eiendomsfinans Oslo
Why Use a Mortgage Broker?
When comparing different loans by yourself, it is often required that you tell the same story over and over, as well as provide all the information about your financial situation every time. With us you only need to tell us this once and we take the job further towards the banks we think are the best for you. Of course, you have full opportunity to apply to banks we do not partner with ourselves, to compare.
Eiendomsfinans is Norway’s largest free-standing loan intermediary. We work with many banks and financial institutions, and we will always work hard to tailor the solution that best suits your loan needs.
Since 1993, we have helped tens of thousands of customers find the right bank and loan product, and we provide mortgage loans for around six billion annually.
It is cheaper for the banks that we find the right customers for them than to establish new branch offices themselves. Therefore, all our services are free of charge for you as a customer, as we are honored by the banks we work with. There is also no surcharge or hidden costs in using our services, and the offer you receive from us is without obligation.
Our cooperating banks have their own teams that work with applications from us. The advantage to you is that you are more likely to get a faster response to your application than if you submit an application yourself. When we have received the necessary information and documentation from you, it usually takes 24-48 hours before you receive an offer or proof of financing from us. In urgent cases with bidding rounds it goes even faster. These will be prioritized, and we discuss the matter with the bank to find a solution as soon as possible.
Personal follow-up
It takes both time and energy to apply for and compare loans in different banks. Therefore, because customer service is important to us, you get a permanent financial advisor who sees your entire financial picture. We give you good advice on what changes you should consider to get the lowest possible cost on your loans and insurance.
Large network of partners
We strive to find the loan that works best for you, and no similar company in Norway has our range of financial partners. We do not work with all banks in Norway, but cooperate with a wide range of good banks that we believe cover most financial needs. We can help you with many financial products, maybe even products you didn’t realize existed?
We represent
Som finansagent for BN Bank, Sparebank1 Modum, Surnadal Sparebank, Bank 2, yA Lånet – en del av Resurs Bank, Ekspress Bank, BRABank, Sparebanken 68 grader Nord, Easybank – en del av BRAbank, Svea Finans, Skue Sparebank, Sparebank 1 Finans, Sparebank 1 SMN, Balanse Bank, Kraft Bank, Lillestrømbanken, MyBank, Instabank, Nordax, Sandnes Sparebank og Bluestep Bank skal vi forberede og fremme søknad om innskuddsavtaler, låneavtaler, kausjonsavtaler og/eller kort-produkter til en eller flere av de nevnte bankene. Søknaden skal inneholde fullstendig og korrekt informasjon om alle relevante forhold for vedkommende produkt. Banken foretar deretter en selvstendig vurdering av søknaden der informasjon fra kunden og agenten og andre kilder legges til grunn. Vi gjør oppmerksom på at vi, som finansagent, mottar provisjon fra bankene (nevnt ovenfor) på bakgrunn av inngåtte avtaler om lån m.m. formidlet gjennom oss. Vi har ikke anledning til å motta godtgjørelse fra andre enn vedkommende banker, jfr. Finansavtalelovens § 88. Vi er lovpålagt å se til at bankens plikter overfor kunden er oppfylt innenfor det oppdraget vi har fått fra vedkommende bank.
Dersom banken eller vi misligholder forpliktelsene i relasjon til konkrete produkter kan kunden gjøre eventuelle misligholdsanksjoner gjeldende direkte mot vedkommende bank. Dersom vårt eventuelle mislighold gjelder andre forhold, for eksempel investerings råd gitt av oss, kan klager bare rettes mot banken hvis vi er tilknyttet agent for vedkommende bank etter verdipapirhandellovens § 10 – 16. For tiden formidler vi ikke konsesjonspliktige investeringstjenester/produkter.
